Business Lending
Local decision makers, local servicing
Operating and growing a business often requires additional capital. Sage Credit Union offers a wide range of lending options tailored to fit your business needs.
Agricultural Loans
Support for land, equipment, and operations
- Commercial real estate loans
- Secured operating lines of credit
- Agricultural equipment loans
Lines of credit
Working capital when you need it most
- Support seasonal or operational cash flow needs
- Bridge income gaps with ease
- Payment options that make sense for your business
Term loans
Predictable financing for major purchases
- Fund planned business expenses
- Finance both new purchases and refinance existing debt
- Fixed payments with a set repayment schedule
Real Estate
Commercial property financing
- Purchase or refinance commercial property
- Adjustable-rate options
- Tailored financing
- Support from local experts who understand the market
Commercial & Industrial Loans
Funding for equipment, growth, and operations
- Finance one-time purchases or support ongoing operations
- Flexible terms
- Local decision-making and dedicated lending support
Visa® Business Credit Card
Everyday purchasing power for your business
- No balance transfer fees
- No annual fee
- Cash advances available
- Same low rates for purchases or balance transfers
Let's get started!
We’re people helping people.
Together we’re a credit union.
Sage Credit Union is a not-for-profit financial co-op owned by over 24,000 regular people in the Klamath Basin and surrounding rural communities. We don’t have to worry about pleasing stockholders so we’re able to focus our efforts on our communities — by reaching out, giving back, and paying it forward. Learn more about our Community Impact.
-
2025 Volunteer Hours3,590
Our staff serves on various boards, committees, and volunteers at many community events.
-
2025 Local Donations & Sponsorships$151k
We support more than 35 local organizations that have a big impact on the area.
-
2025 Scholarships$7,000
Employees can personally support charities through our Casual For Community program.